How goods coverage protects your things in storage │Shurgard

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How goods coverage protects your things in storage

For your own benefit and protection, you’ll need to insure your belongings while storing them with Shurgard.

Why you need goods coverage 

Although we make sure all our stores are fully insured for such things as natural disasters, you’ll need to get a goods coverage for your stored items against loss or damage.

What the goods coverage policy covers

The goods coverage policy we offer covers direct damage to or direct loss of your goods during storage and transportation caused by:

  • force of nature e.g. storm, flooding, fire
  • a third party e.g. when a driver hits the gate
  • burglary in your storage unit or location after break-in

In the unlikely event your storage unit is affected by one of these risks, you can claim the insured amount of your stored belongings (as mentioned on your insurance certificate) provided that you were allowed to store these goods at Shurgard  and taking into account that the maximum amount that can be received is the insured amount as mentioned on your insurance certificate upon the condition all policy conditions are met. 

More information in our Insurance Terms & Conditions.

How much goods coverage costs

The actual cost of your premium will depend on the insured value of the belongings stored in your unit.

  • For 150 kr a month, you insure up to 19 999 kr worth of goods
  • For 200 kr a month, you insure up to 44 999 kr worth of goods
  • For 300 kr a month, you insure up to 89 999 kr worth of goods
  • For 400 kr a month, you insure up to 118 999 kr worth of goods
  • For 500 kr a month, you insure up to 179 990 kr worth of goods

Bespoke goods coverage can be arranged for you via our broker in case you are storing items of higher value than mentioned above.

Why goods coverage is not included in our quoted price

Our rental prices can’t include insuring your things because the amount you’ll need to pay to insure them depends on how much they’re worth.

Every tenant stores items of different value and so will need different levels of goods coverage.

Where to get goods coverage 

We can provide you with goods coverage created especially for Shurgard customers by Marsh.

Alternatively, you can contact your insurer and ask for a quote. Conditions vary per insurance company, so make sure you ask your insurer for more details.

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